Which bank should i choose

Started by Snehal.Samar, May 04, 2011, 02:22:22 PM

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SunLikeStar

But you need a credit card for it  8-)

Snehal.Samar

Are Visa ,mastercard ,Paypal same things?? or paypal is something different??
How can i use paypal as it is widely used.it says that one have to link it with banks account,but i am unable to understand it.
Snehal Samar

HamAero


Snehal.Samar

#28
IS anyone experienced with Punjab national banks debit card for online purchase(e.g. from HK or Ebay??

What about Allahabad bank .Can it too be used for online purchases.??
Snehal Samar

Snehal.Samar

#29
Also what is the initial deposit for normal savings account in
Axis
PNB
Allahabad
HDFC

Have anybody used SBI yuva debit card.please share ur exp.
Snehal Samar

Snehal.Samar

Guys please plzzzzz help me  :( in selecting my bank and right debit card WHICH COULD BE USED FOR ONLINE PURCHASES FROM THE SITES LIKE Ebay,Hobby king etc.

Does hobby king supports verified by visa?

Is it true that minimum 5000rs is essenetial for appling yuva card of SBI bank and aslo have a seperate yuva account (i never heard of that)?

With Sbi no frill account, can we get yuva debit card and purchase things online (from hk,ebay)?

Can account type can be changed later on.(for example no frill to saving)?

In punjab national bank if i have savings account then can i opt for debit card which could be used for online purchases(from ebay,HK)?Also please tell me same for frill account.


What about Allahabad bank .Can it too be used for online purchases.??
Have anybody used SBI yuva debit card.please share ur exp.
Thnks :)
Snehal

Snehal Samar

SunLikeStar

#31
You should have posted in this thread
http://www.rcindia.org/chatter-zone/which-bank-should-i-choose/



[Moderator's note]Done :)

xxkrishxx

u can't change the products i.e no frill to general sb..goto PNB and open a sb account which has the option for a debit card..u can use the debit card in e-bay and HK.. 
BalaKrishnan
Mechanical engineer..

Radio:Spektrum Dx6i | Futaba 6EXP | working on coro Avispad | HK450MT kit | Seagull Boomerang 40 | HK 250GT | Upcoming: Easy Star 2 |

xxkrishxx

one more thing,if u have Syndicate Bank branch in your place u can open a sb a/c with min bal of rs 500 with instant debit card and net banking..
BalaKrishnan
Mechanical engineer..

Radio:Spektrum Dx6i | Futaba 6EXP | working on coro Avispad | HK450MT kit | Seagull Boomerang 40 | HK 250GT | Upcoming: Easy Star 2 |

Sreedhar

I use icici and hdfc.. For me both are zero balance account because one is salary acc and other one is a demat acc.. For sb account you will have to have a minimum balance, for icici and hdfc it may be upto 5000rs ( not sure). They both provide visa or mastercard debit card, activate netbanking (It might be already activated), with this debit card you can buy from HK for sure because I do it, i dont have a credit card. When you try to make the first purchase then verified by visa or mastercard payment portal will ask you to create a new password for online transaction, thus you are secured.....

xxkrishxx

Quote from: Sreedhar on May 31, 2011, 04:31:21 PM
I use icici and hdfc.. For sb account you will have to have a minimum balance, for icici and hdfc it may be upto 5000rs ( not sure). They both provide visa or mastercard debit card, activate netbanking
here comes the service of nationalised banks..we give the same facility for a min bal of 500..
Your faithful and friendly financial partner..
BalaKrishnan
Mechanical engineer..

Radio:Spektrum Dx6i | Futaba 6EXP | working on coro Avispad | HK450MT kit | Seagull Boomerang 40 | HK 250GT | Upcoming: Easy Star 2 |

Snehal.Samar

I am a student and cannot arrage 5000 for the account .0 frill account should be better .
but do they provide online buying facility or netbanking too?
Snehal Samar

Snehal.Samar

Good morning friends,

I am thinking of opening savings bank account in Punjab national bank coz it is nationalized and
provide netbanking and opening Rs 1000 BUT
PNB provides mastercard securecode only for the debit card and verified by visa on credit
card.

https://pnb.electracard.com/pnb/enrollment/enroll_welcome.jsp
@Sreedhar what is a demat account?
Since i am unable to get credit card therefore when i will get my debit card

(mastercard {secure code}) then WILL I BE ABLE TO BUY FROM Ebay And HK and every website ?

displaying mastercard logo on it....... :) Just one yes and i will fill up the form
...waiting..for reply
But it is written on card that "Electronic use only" of  one of my friends (he has salary account).Is that fine.?

Their are 2 types of card i think classic will do it for me.
https://www.pnbindia.in/En/ui/ATMDebitCard.aspx

Please suggest me an Rx battery for HK6Ch black which could be used with most of the motors or are their different motors
( models like Miickey Rc F-117 or Air truck or easystar and similar.)

Snehal Samar
Snehal Samar

ved

I Use Karnataka Bank's Debit card. No problem with it.
Turnigy 9x w. Er9x | Custom Hovercraft |Scratch Build Boat | Tricopter | Skysurfer V3|

Snehal.Samar

There is no karnataka bank in Ranchi.
Snehal Samar

Snehal.Samar

Please guys plzzzzzzz help me:)....just 1 yes....and i will go for PNB bank....refer reply 37.
Snehal Samar

akky

Arcarious @ Akky.....
I have never crashed while flying....Its the Landing only that gets me....
Happy Landings....&.....Happy Crashings

spitfire

Is there anybody who uses paypal with bobcard which is mentioned in above post?
or knows if it works with paypal?

Snehal.Samar

thnks akky but i will not be unable to maintain 5000Rs in my account.Thats not for me.
@spitfire i think paypal should work with that.Its a visa and all visa cards are compatible to paypal.
Snehal Samar

spitfire

Quote from: snehal50samarpit on June 02, 2011, 12:00:05 PM
@spitfire i think paypal should work with that.Its a visa and all visa cards are compatible to paypal.

Not ALL visa cards work with paypal. According to new restrictions from RBI, debit cards dont work with paypal irrespective of they are visa or mastercard.

Bobcard as posted above looks like credit card, thats why wanted to know if it works with paypal.

Snehal.Samar

Thanks for correcting me. But i really dont know what is the use paypal.
Why PAYPAL.?
Snehal Samar

spitfire

I feel paypal is a safer option when you are dealing with less know online shop as there is buyer protection form paypal . Also you dont need to provide your card information to shop while using paypal.

You can read more about it here  http://www.munising.com/why_pay_pal.html

Snehal.Samar

Thnks
Is it true that only credit card is allowed to link with paypal.
I saw some forum where they told that they successfully linked paypal to SBI yuva debit card and HDFC netsafe .?

Still waiting for a member to say ..yes for PNB classic master debit card.
Snehal Samar

spitfire

Quote from: snehal50samarpit on June 02, 2011, 02:32:45 PM
I saw some forum where they told that they successfully linked paypal to SBI yuva debit card and HDFC netsafe .?

Those forum posts must be old. 2-3 years ago sbi yuva card was working with paypal.

Snehal.Samar

Will i be able to buy from HK by this card From PNB? ?

PNB DEBIT CARD :-

The PNB Debit Card is essentially an on-line product. It bears the Master logo on the front and is accepted in India and all over the world at all MasterCard enabled ATMs and Merchant Establishments with POS machines having a tie up with MasterCard and also over the internet for ecommerce transactions.

TYPES OF DEBIT CARD ISSUED AND IT'S FEATURES

1. Classic Debit Card:

    This is the most popular Debt Card for Saving Account Holders.
    Classic Debit card can be issued in the personalized and non-personalized forms.
    In Non – Personalized cards name of the customer is not embossed on the card.
    Personalized cards has the name of the customer embossed on the card.
    This card has a daily cash withdrawal limits of Rs.25000/-. A similar separate daily limit is available  for POS + ecommerce transactions.
    It is a signature based card that can be used at POS terminals like a credit card (i.e. swipe the card at POS terminal and sign the receipt).
    The card can also be used over the Internet for shopping (E-commerce transactions). As per norms, a Debit Card has to be registered for 3 D Secure password before it can be used for e-commerce transactions...

??? ???
Snehal Samar